Compare plans, review coverage, and find the best Medicare options for your needs
| Plan Feature | Original Medicare | Medicare Advantage | Medigap |
|---|---|---|---|
| Coverage | Parts A & B | Parts A, B, often D | Supplements Original Medicare |
| Provider Choice | Any Medicare provider | Network restrictions may apply | Any Medicare provider |
| Prescription Drugs | Requires separate Part D | Usually included | Requires separate Part D |
| Additional Benefits | Limited | Often includes extras | Limited |
| Cost Structure | Premiums + deductibles | May have $0 premium | Monthly premium + Part B |
When reviewing your Medicare plan for 2026, check if your current plan still meets your needs. Compare costs, coverage, and provider networks. Consider any changes in your health, medications, or preferred doctors. Review the Annual Notice of Change (ANOC) you receive from your plan to understand any modifications for the upcoming year.
Examine your current plan's benefits, costs, and network. Check if your doctors and medications are still covered.
Use Medicare's plan finder tool or consult with licensed agents to compare available plans in your area for 2026.
During Annual Enrollment Period (Oct 15 - Dec 7), you can switch plans. Changes take effect January 1, 2026.
To be eligible for Medicare, you must typically be:
If you're already receiving Social Security benefits when you turn 65, you'll typically be automatically enrolled in Medicare Part A and Part B. Otherwise, you'll need to sign up during your Initial Enrollment Period.